Terms of Service

1. Acceptance of Terms

By accessing and using the Wealth With Marcus website (wealthwithmarcus.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website. Wealth With Marcus operates in partnership with West Capital Lending, Inc. (NMLS# 1566096, DRE# 02022356).

2. Services Description

Wealth With Marcus provides mortgage brokerage services, financial education content, and consultation scheduling through this website. Marcus Montrose is a licensed mortgage broker (NMLS# 38880, DRE# 02216729) operating under West Capital Lending, Inc.

The information provided on this website is for educational purposes only and does not constitute financial advice, legal advice, or a commitment to lend. All loan programs, rates, terms, and conditions are subject to change without notice and are subject to borrower qualification.

3. No Guarantee of Results

While we strive to provide accurate and current information, we make no guarantees regarding loan approval, interest rates, terms, or any specific financial outcomes. Loan approval is subject to credit review, property appraisal, income verification, and other underwriting requirements established by individual lenders. Past performance or examples shown on this website do not guarantee future results.

4. User Responsibilities

When submitting information through our contact forms or during consultations, you agree to:

• Provide accurate and truthful information
• Not misrepresent your identity or financial situation
• Use this website for lawful purposes only
• Not attempt to interfere with or disrupt the website's functionality
• Not scrape, harvest, or collect data from this website without permission

5. Intellectual Property

All content on this website — including text, graphics, logos, images, design elements, and software — is the property of Wealth With Marcus and/or West Capital Lending, Inc. and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent.

6. Third-Party Links

This website may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of third-party sites. Accessing third-party links is at your own risk, and we encourage you to review their terms and privacy policies.

7. Limitation of Liability

To the fullest extent permitted by law, Wealth With Marcus, Marcus Montrose, and West Capital Lending, Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, reliance on information provided, or any actions taken based on the content herein. This includes, but is not limited to, financial losses, data loss, or business interruption.

8. Equal Housing Lender

Wealth with Marcus, in partnership with West Capital Lending (WCL), is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age, or because all or part of your income may be derived from any public assistance program.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Orange County, California.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes constitutes acceptance of the revised terms.

11. Contact Information

If you have questions about these Terms of Service, please contact us: